Title:
THE IMPACT OF THE MICRO CREDIT PROGRAM ON THE URBAN POOR COMMUNITIES CONSUMPTION IN PALEMBANG CITY, INDONESIA

Authors:
Ariodillah Hidayat, Sri Andayani, Mardalena, Liliana, Indonesia

Abstract:

The objective of this study is to analyze the Household Consumption Pattern of Urban Poor Communities in Palembang City, Indonesia. The object of this research is households that are members of the Community-Based Livelihood Improvement program. This household community gets regular revolving loans from this program. The study uses descriptive and simple regression analysis techniques using one independent variable, namely the proportion of food consumption with the dependent variable is the income level. The results showed that there was a difference in consumption patterns between the users of regular revolving loans and PPMK loan beneficiaries where the consumption pattern of PPMK was smaller in proportion to food consumption compared to users of regular revolving loans and income levels had an effect and were significantly related to the proportion of food consumption.