Title:
Factors Affecting the Use of E-money of University Student in Indonesia

Authors:
Sigit Handoyo*, Insani Putri Mardlotillah, Endah Utami, Wirawan Hardinto, Indonesia

Abstract:

This research is motivated by the use of technology in the current digital era, which provides various conveniences for users to carry out non-cash transactions using smart phones via digital wallets or e-wallets to build a cashless society. This research was conducted to determine the factors that influence the acceptance and interest of students in Yogyakarta in using E-Money so that they can realize a cashless society. The method used in this research is a quantitative method. Data processing was carried out using multiple regression analysis methods with the help of software and validity and reliability tests using SPSS version 16.0 software. The results of this research show that the variables used in this research, namely Performance expectancy, Effort expectancy, Social Influence, Hedonistic motivation and Perceived risk, have a significant impact on the use of E-Money.

DOI: https://doi.org/10.51505/IJEBMR.2024.8720