Title:
The Effect of Financial Knowledge and Financial Attitude on Financial Management Behavior of Yogyakarta Students With Financial Self Efficacy as Mediation Variable

Authors:
Rahmat Abdillah Akbar, Sutrisno, Indonesia

Abstract:

This research aims to examine the influence of Financial Knowledge, Financial Attitude and Financial Self Efficacy on Financial Management Behavior in Postgraduate Students in Yogyakarta. The method used to determine the sample is purposive sampling, which is a technique for sampling techniques in research methods where the researcher selects research subjects based on certain predetermined criteria or objectives. Data was collected through questionnaires distributed to 250 postgraduate students in the city of Yogyakarta and analyzed using SEM PLS analysis. The research results show that Financial Knowledge, Financial Attitude and Financial Self Efficacy have a significant positive effect on Financial Management Behavior. The Financial Self Efficacy variable was found to act as a mediating variable that mediates between Financial Knowledge and Financial Attitude towards Financial Management Behavior. This means, > the higher the level of Financial Knowledge, Financial Attitude and Financial Self Efficacy, the higher the level of Financial Management Behavior in Postgraduate Students in the City of Yogyakarta.

DOI: https://doi.org/10.51505/IJEBMR.2024.8901